TERMS AND CONDITIONS

OF 0% INTEREST INSTALLMENT PLAN PROGRAM AT TECHCOMBANK

1. Techcombank 0% Interest Installment Plan is applicable to individual clients whose VISA, MASTERCARD, JCB credit cards are issued by Techcombank.

2. Content:

2.1. The 0% Interest Installment Plan is only applied for transactions made by Techcombank Credit Cards at specific outlets of affiliated partners. Different available selection of Installment Tenors (3, 6, 9 or 12 months) are updated in Techcombank Website for different Merchants.

2.2. The minimum transaction amount to be eligible for Techcombank 0% Interest Installment Plan is VND 3,000,000 (Three million VND).

2.3. The 0% Interest Installment Plan transaction cannot be reversed in any circumstance and any request to cancel the Installment plan after Cardholder applies shall not be processed.

2.4. This program is not applicable with other discounts, vouchers or promotions.

2.5. Techcombank reserves the right to decline any ineligible application of the 0% Interest Installment Plan with no responsibility of all credit card outstanding amount arising from the refused transaction.

2.6. Conversion fee will be collected by Techcombank once upon successful registration of installment transaction: 1.1%/ installment amount (including VAT), minimum 150,000 VND/ transaction. This fee depends on the Techcombank's policy from time to time.

2.7. Before applying for the 0% Interest Installment Plan of Techcombank (“Techcombank 0% Interest Installment Plan”), please read the 0% Interest Installment Plan Terms and Conditions carefully. By applying the 0% Interest Installment Plan, you have accepted the terms and conditions set out below and shall be bound by them.

3. Transaction will be automatically converted to Installment Plan after successfully paid.

4. For more information, please contact:

4.1. OnePay hotline: 1900 633 927 (from 8:30 AM to 6:30 PM) or email support@onepay.vn

4.2. Techcombank hotline: 1900 0168/ 1900 088 818