TERMS AND CONDITIONS

OF 0% INTEREST INSTALLMENT PLAN PROGRAM AT HOME CREDIT

1. Home Credit 0% Interest Installment (Program) is applicable to Vietnamese individual clients whose credit cards are issued by Home Credit (Not applicable to Home Credit – Bach Hoa Xanh Credit Card).

2. Content of Program:

2.1. The 0% Interest Installment Plan is only applied for transactions made by Home Credit Credit Cards at specific outlets of affiliated partners. Different available selection of Installment Tenors (3, 6, 9 or 12 months) are updated in Home Credit Website for different Merchants.

2.2. The minimum transaction amount to be eligible for Home Credit 0% Interest Installment Plan is VND 3,000,000 (Three million VND).

2.3. The 0% Interest Installment Plan transaction cannot be reversed in any circumstance and any request to cancel the Installment plan after Cardholder applies shall not be processed.

2.4. Transaction via Installment Plan is not applicable with Rewards Points or Cash Back.

2.5. Home Credit reserves the right to decline any ineligible application of the 0% Interest Installment Plan with no responsibility of all credit card outstanding amount arising from the refused transaction.

2.6. Before applying for the 0% Interest Installment Plan of Home Credit, please read the 0% Interest Installment Plan Terms and Conditions carefully here. By applying the 0% Interest Installment Plan, you have accepted the terms and conditions set out below and shall be bound by them.

3. For more information, please contact:

OnePAY hotline: 1900 633 927 (from 8:30 AM to 6:30 PM) or support@onepay.vn

Home Credit Callcenter: 1900 633 999